Terms of Service

Acceptance of Terms

These Terms of Service govern your use of Akiba Growth and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue your use of our platform immediately. We reserve the right to modify these terms at any time, and continued use of our website following such modifications constitutes your acceptance of the updated terms. We recommend reviewing these Terms of Service periodically to stay informed of any changes.

Our platform is designed to provide financial education and guidance related to saving money in Kenya and income improvement strategies. Your access to our content and services is granted on the condition that you comply with all applicable laws and regulations in your jurisdiction.

User Obligations

As a user of our platform, you agree to use our services solely for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of our website. Prohibited behavior includes harassment, threatening, defaming, obscene, offensive, or illegal conduct. You agree not to transmit malware, viruses, or any code of destructive nature through our platform.

You are responsible for maintaining the confidentiality of any account information and password that we provide to you. You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breaches of security.

We encourage you to provide accurate and complete information when using our services. Misrepresentation or providing false information may result in suspension or termination of your account access.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Akiba Growth or its content suppliers and is protected by international copyright laws. The compilation of all content on our website is the exclusive property of us, with copyright authorship for this compilation vested in us.

You are granted a limited license to access and use our content for personal, non-commercial purposes only. You may not reproduce, distribute, transmit, display, perform, broadcast, or publish any content without our express written permission. This includes any educational materials, financial advice, or guidance provided on our platform.

All trademarks, service marks, and logos displayed on our website are our property or the property of our content providers. You are not permitted to use these marks without our prior written consent. Unauthorized use of any content or intellectual property may result in legal action.

Limitation of Liability

Our platform provides general financial education and information for informational purposes only. The content is not intended to constitute professional financial, legal, or tax advice. We do not guarantee the accuracy, completeness, or timeliness of any information provided on our platform. You should not rely solely on our content for making financial decisions.

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or related to your use of our platform. This limitation applies regardless of whether such liability is based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

We strongly recommend consulting with qualified financial professionals before making any significant financial decisions. Your use of our platform is at your own risk, and we disclaim all warranties, express or implied, regarding our services and content.

Termination of Services

We reserve the right to terminate or suspend your access to our platform at any time, without notice, for conduct that we believe violates these Terms of Service or is otherwise harmful to our users or our platform. Grounds for termination include, but are not limited to, violation of these terms, engaging in illegal activity, abusive behavior, or any conduct we deem inappropriate.

Upon termination of your account, your right to use our platform ceases immediately. Any content or information you have submitted may be retained by us in accordance with our policies. Termination will not affect any rights or obligations you have incurred prior to the effective date of termination.

We may also discontinue or modify our services or any part thereof at any time. We will make reasonable efforts to provide notice of significant changes, but we are not obligated to do so. Your continued use of our platform following any modifications constitutes your acceptance of the changes.